Bills will be available in a student’s EMU Account Online through my.emu.edu. An email will be sent to the student and any Authorized Users when a bill is available online.
An Authorized User must be set up by the student. See below for setup instructions.

EMU will generate electronic bills for the Fall semester the first week of July, and the Spring semester during the first week of December.

Authorized user setup will allow other individuals to view your payment portal, make payments on your behalf, and receive the monthly statement notifications.

This setup also grants FERPA permission to Authorized Users, which allows our office to discuss details of your account with them.

View a comprehensive list of payment methods here: https://emu.edu/business-office/general-payment-info. Please note that credit card payments are subject to a convenience fee (2.95% online, and 3% in-person in the Business Office). Payments made with cash, check, or bank routing information (online) do not have fees associated.

View our Health Insurance policy here. A pending health insurance charge will show on your account statement for your first semester at EMU (Fall or Spring), and then every Fall semester following. You can choose to waive the EMU offered insurance (decline, already have coverage), or enroll (do not have coverage). A waiver or enrollment form will need to be submitted for the insurance every year. 

Visit https://rcmdstudentbenefits.com/emu/ to waive or enroll. For assistance working through either of the forms, view a step-by-step guide to waiving and enrolling.

Meal Plan Policy

• Students living in traditional residence halls (Northlawn, Maplewood, Elmwood, or Cedarwood) are required to have a full meal plan (continuous service and $100 Royal Cash).
• Students living in Hillside or Parkwoods are required to have a 60 Block meal plan (60 meals during the semester and $50 Royal Cash). Residents of Hillside or Parkwoods who are seniors and 21 years of age are not required to have a meal plan. A full meal plan can be added for an additional cost; changes must be made during the first ten days of classes.
• Please note: Royal Cash is money that can be used in the EMU snack shop, the Royals’ Den. (Does not include Common Grounds Coffeehouse)

Housing Policy

• All full-time undergraduate students are required to live in campus housing for their first six semesters at EMU.
• Students who meet off-campus living criteria and desire to request off-campus housing approval must submit a request for off-campus housing approval by June 1 for the following academic year.
• A list of housing options and costs can be viewed here.

For questions regarding meal plans, housing, or the corresponding charges on your account, please contact the Housing Office at housing@emu.edu.

 Work study funds are earned at your work study job and cannot be used as prepayment on your account. Paychecks are distributed every two weeks for hours worked. Additional information about the work-study program is available online or by contacting the Financial Assistance Office at finaid@emu.edu, or (540)-432-4137.

EMU contracts with Higher One and Transact to provide student payment solutions, including an interest free payment plan option. There is a $35 per semester fee for the payment plan. To enroll please login to my.emu.edu and click on “View my EMU Account Online” under the Accounts tab. Then follow the steps to enroll in the payment plan.

The Spring 5-month payment plan enrollment deadline is December 14 at 5pm. 

Call the Financial Assistance Office to inquire about Parent PLUS or Private Loans: 1-800-330-9683 or locally call 540-432-4137.

• All financial aid, including processed loans, will be taken into consideration.
• If loans are not processed by the tuition due date, payment should be made from personal funds. When the loan is received and the student account shows a credit balance, you may request a refund of the credit.

• A negative balance indicates a credit balance, or overpayment, on your account. These funds can be left on your account to help pay for a future semester, or you can request a refund of the credit which will be issued to you via check. To request a refund, complete the online form or send us an email at businessoffice@emu.edu. 
• Refund checks will not be available until a few weeks into each semester to allow time for financial aid to be disbursed to student accounts (typically mid-late September for the Fall semester, and mid-late January for the Spring).
• Refund checks are only printed on Fridays, so please plan accordingly. Refund requests submitted after 12:00 noon on Thursdays will be processed the following week. 
• Please note that refunds can only be issued to students who have a credit (negative) balance on their account, and can be issued only after all loans/aid have been officially disbursed to EMU.

•  We strongly encourage payments to be made online through your EMU Account Online (link found under the accounts tab of my.emu.edu, when logged into your account) or mailed to EMU by the due date. Parents/Guardians with authorized user access (set up by their student) can pay online here.
• Bringing payments after the tuition due date may cause a delay in your internet access on your personal computer.

• The "General Services Fee" applies to all EMU students and funds a variety of supports available across disciplines, in-person/virtual, at the undergraduate and graduate levels. This includes categories of support related to: Student Life (Counseling, Health, Fitness Center, Career Services, etc.), Academic Support Services (Academic Success Center, Writing Program) and Technology Services (Help Desk, online technology, internet bandwidth, etc.). The fee also covers Graduation Fees and College Writing course fees.
• The "Student Fee" also applies to all EMU students and funds a wide variety of recreational and co–curricular activities. The majority of these funds are allocated to SGA (Student Government Association) and CAC (Campus Activities Council), who support campus activities and clubs and organizations. Common Grounds, WeatherVane, and theater activities are examples of programs included in student fees.

We recognize that tuition increases are significant for parents and students, and we are committed to managing costs while delivering high quality education. In the 2016-17 academic year we experienced a higher than usual increase due to the following financial realities:

1. Health insurance premiums under EMU’s self-insured plan have increased by an average of 10.4% annually over the last five years. This represented an increase of $1.1M to EMU’s annual operating budget. This significant cost increase led to the difficult decision to reduce and often eliminate any planned cost of living increases for our employees. In fact, over the last five years we made only one modest 1.5% cost of living increase in January 2014.

2. EMU has been reinvesting tuition increases into financial aid awards. Over the last five years, we have increased the amount of financial aid awards from $8.9M to $13.1M … a 10% increase annually. As a result, the average net tuition per student (gross tuition less EMU financial aid) has increased at a modest 2.3% annually.