Financial Aid

Many seminary students receive financial assistance. We are fortunate to have a community of supporters who believe in the impact of an EMS education and who have given generously to offer financial aid and scholarships to help degree-seeking students.

Generous scholarships are awarded on the basis of academic excellence, ministry service and leadership potential, and financial need. Scholarships of up to 100% of tuition are extended to qualified students who are enrolled in a master's or certificate program at least part-time, taking 5 or more credits each during fall and spring semesters. Scholarships of up to 50% of tuition are extended to qualified students who are enrolled in the Doctor of Ministry program. Financial aid packages may include scholarship and/or grant awards from the seminary. Grants and scholarships are contingent on availability of funds and qualified students.

A financial aid guide is provided to students at the time they receive admission to EMS. You will be notified of your scholarship award at the time of your admission offer. This guide will help you navigate your options, and the processes associated with securing the financial support you need.

Graduate Program Tuition

2025-26 Seminary Programs

Master's and Certificate Tuition and Fees

Tuition per credit hour

$561

Audit-participation (per credit hour)

$377

Activity fee: 1-8 credit hours (charge per credit hour, non-refundable)

Activity fee: 9+ credit hours (flat fee, non-refundable)

$30

General services fee: 1-8 credit hours (charge per credit hour, non-refundable)

$25

General services fee: 9+ credit hours (flat fee, non-refundable)

$335

Doctor of Ministry Tuition and Fees

Tuition per credit hour

$701

Activity fee: 1-8 credit hours (charge per credit hour, non-refundable)

General services fee: 1-8 credit hours (charge per credit hour, non-refundable)

$25

Clinical Pastoral Education (CPE)

CPE Tuition (per unit)

$3,366

Other Charges

Student health insurance (International & full-time students only)

$5,052

Final Exam taken out of schedule

$35

Any course you take from another program will be invoiced at the rate of your enrolled program.

Published charge rates may be adjusted for changes in economic conditions and cost factors. This list continues on the General Charges and Payment Information page.

General Services Fee

The General Services Fee applies to all EMU students and funds a variety of supports available across disciplines, in-person/virtual, at the undergraduate and graduate levels. This includes categories of support related to: Student Life (Counseling, Health, Fitness Center, Career Services, etc.), Academic Support Services (Academic Success Center, Writing Program) and Technology Services (Help Desk, online technology, internet bandwidth, etc.). The fee also covers Graduation Fees and College Writing course fees starting Fall 2024.
Refund Policy

Students who withdraw, drop out, are dismissed, or otherwise cease enrollment prior to completing 60% of the semester or mini-term equivalent shall receive a refund equal to the percentage of the term remaining. Students who withdraw prior to the first day of classes shall receive a full refund of all payments except tuition deposits.

Aid recipients who change their course registration after the beginning of each semester must notify the financial aid office. Enrollment status is very important to aid eligibility. Students who withdraw must also notify the financial aid office. Financial aid refunds due to withdrawal are calculated using the percentage of term not completed as mandated by federal aid regulations. More information about aid adjustments and refunds related to changes in enrollment status may be obtained from the Financial Aid Office and is also included in the graduate Student Handbook.

2025-2026 Refund Percentage Chart