Health Insurance

EMU offers a health insurance plan through Bollinger, Inc with a Harrisonburg servicing agent, BB&T Shomo Lineweaver. The plan is available to full-time undergraduate, full-time graduate, full-time seminary, and all international students. Health insurance is an EMU requirement for international students and for students who participate in a varsity sport or in a cross-cultural seminar. Although not an EMU requirement for other students, we strongly encourage all students to have health insurance.

Students (except for those required to have coverage) have the option of declining this insurance. If the Student Accounts Office does not receive an insurance waiver form from you, your student account will be charged for the health insurance plan. The mandatory insurance waiver form (available at myEMU) allows the plan to be offered at a lower premium cost than would be possible without this requirement. Brochures and applications are available in the Student Accounts Office, or you may contact Bollinger Insurance at (800) 296-1301 for more information.

2013-14 Health Insurance Charges


  • Student Under Age 26: $1,292
  • Student Age 26 or Older: $2,377
  • Dependent (Cost per dependent. A spouse is considered a dependent.): $1,670